Truck & Commercial Vehicle Financing — EquipLender

Trucking & Logistics Financing

Keep Your Fleet Moving
With Fast Financing

Semi trucks, dump trucks, flatbeds, box trucks — we work with lenders who specialize in commercial vehicles and understand what it takes to run a fleet in Texas.

Apply in 3 Minutes → Call 877-353-1632

$3M+

Max deal size

24hr

Typical approval

580+

Min credit score

1–10+

Trucks per deal

Vehicles We Finance

From owner-operators to full fleets

Single truck purchases to multi-unit fleet expansions. New and used vehicles both accepted.

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Semi Trucks / Tractors

$50K – $200K

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Dump Trucks

$40K – $300K

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Flatbeds & Trailers

$20K – $150K

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Box Trucks

$25K – $120K

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Refrigerated Trucks

$40K – $200K

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Forklifts

$20K – $150K

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Sprinter / Cargo Vans

$25K – $80K

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Other Commercial Vehicles

Custom quote

Who Qualifies

Owner-operators to fleet operators

We work with drivers buying their first truck and fleet managers expanding operations across Texas and beyond.

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First-Time Owner-Operators

CDL holders buying their first truck. Some lenders allow startup programs with down payment.

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Small Fleet Operators (2–10 trucks)

Growing fleets with revenue history. Strong approval rates and multiple lender options.

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Established Logistics Companies

Best terms available. 2+ years in business unlocks the most competitive lender programs.

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Credit from 580+

Options exist across all credit tiers. Strong revenue can offset lower credit scores on some programs.

Why trucking companies choose EquipLender

8+ lenders specializing in commercial vehicles
No hard credit pull until you authorize it
Single trucks and multi-unit fleet purchases
New, used, and high-mileage vehicles considered
Private party and dealer purchases both accepted
Same-day approvals common on standard deals
Houston-based, Texas and nationwide coverage

Apply Now — Takes 3 Minutes

The Process

Funded in as little as 24 hours

Apply once. We do the lender matching. You get back to running your business.

Apply Online

3-minute application. No hard credit pull. Tell us what you need and your business profile.

Lender Match

We review your application and match it against commercial vehicle lender programs.

Get Approved

Same-day or next-day approval with clear rate and term options to choose from.

Take Delivery

Funds go directly to the dealer or seller. You pick up the keys and hit the road.

Ready to add to your fleet?

Apply in 3 minutes. Most applicants hear back same day.