Construction Equipment Financing — EquipLender

Construction Equipment Financing

Get Your Heavy Iron
Financed Fast

Excavators, cranes, dozers, skid steers — we work with lenders who specialize in construction equipment and understand the business behind it.

Apply in 3 Minutes → Call 877-353-1632

$5M+

Max deal size

24hr

Typical approval

580+

Min credit score

New & Used

Equipment accepted

Equipment We Finance

If it builds, we can finance it

From startup operators buying their first machine to established contractors expanding their fleet.

🚜

Excavators

$50K – $1M+

🏗️

Cranes

$100K – $5M+

🚧

Bulldozers / Dozers

$75K – $800K

🔧

Skid Steers / Bobcats

$25K – $150K

⚙️

Backhoes

$40K – $200K

🏚️

Concrete Mixers

$50K – $300K

🛞

Compactors / Rollers

$30K – $250K

🔩

Other Heavy Equipment

Custom quote

Who Qualifies

Programs for every stage of your business

We match your profile to the right lender — whether you're a startup, a growing operation, or an established contractor.

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Startups & New Businesses

Select lenders offer startup programs with no time-in-business requirement. Down payment may be required.

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1–2 Years in Business

Solid approval options available. Revenue and credit score are the primary factors at this stage.

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2+ Years / Established

Best rates and highest approval amounts. Multiple lender options with competitive terms.

✓

Credit Scores from 580+

We have programs across all credit tiers. Below 600 FICO options exist for the right business profile.

Why contractors choose EquipLender

Access to 8+ construction-specialized lenders
No hard credit pull until you authorize it
New and used equipment both accepted
Dealer and private-party purchases covered
$50K to $5M+ deal sizes handled
Same-day and next-day approvals common
Houston-based team, Texas specialists

Apply Now — Takes 3 Minutes

The Process

Approved in as little as 24 hours

No bank runaround. A specialist matches your application to the right lender program and keeps you updated every step.

Apply Online

Complete our 3-minute application. No hard credit pull at this stage.

Lender Match

We review your profile and match it against 8+ construction lender programs.

Get Approved

Most approvals come back same-day or next business day with clear terms.

Equipment Funded

Funds go directly to your dealer or seller. You take delivery and get to work.

Ready to finance your next piece of equipment?

Apply in 3 minutes. Most applicants hear back same day.